Legalizing Prostitution Essay Example | Topics and Well Written Essays - 500 words

Authorizing Prostitution - Essay Example Grown-ups who can't assent as we as youngsters who are constrained or pressured into sexuality for business or different reasons have the right to be completely ensured by the law while those crooks executing the equivalent fit the bill for legitimate judgment and discipline. Much the same as different laborers, whores working in the sex business have an established option to be shielded from crimes, for example, being hassled explicitly, assault and numerous others. Most importantly everybody needs to right of decision in wording what they participate so as to acquire a living. Sherry F.Colb: A female law teacher and judge contends that prostitution as a calling ought not be oppressed. Those individuals who decided to take part in prostitution ought not be manhandled, captured or kept from requesting. Our general public today has both male and female people taking part in prostitution however enactments against prostitution allude to ladies much of the time. It has been convention to rebuff and disparage ladies for prostitution while similar laws don't contact men buy sex from these ladies. This is separation and it is coordinated directly at ladies. The laws additionally effectively damage the individuals’ rights to security by forcing corrective measures on private consensual sexual action between grown-ups. Regardless of whether an individual decides to engage in sexual relations with another for relaxation, fiscal increase or some other explanation is an individual issue that ought not be intruded by the administration. Tony Nassif: He is organizer and leader of the Cedars Cultural and Educational establishment. Sanctioning prostitution for him is by all methods disregarding the privilege to physical and moral trustworthiness; it lessens sexuality into a ware. It is against peoples’ established right to freedom and security and in certainty advances human dealing, present day bondage and constrained work. By sanctioning prostitution we damage the victims’ rights to getting a charge out of elevated expectations of wellbeing since prostitution is related with expanded

Flip the Funnel Essay Example | Topics and Well Written Essays - 1500 words

Flip the Funnel - Essay Example Most of organizations are unable to discover better approaches for carrying their items or administrations to a profoundly serious commercial center that is likewise getting worldwide. Innovation has made the world â€Å"flatter† as boundaries to passage are brought down and rivalry could be practically around the bend or it very well may be most of the way around the globe. Innovation has spanned both separation and time a lot shorter. Unexpectedly, innovation has additionally made the world increasingly indifferent, on the grounds that individuals need to manage innovation as opposed to managing each other legitimately and by and by. It has become a helpful shield to hole up behind genuine human collaborations, in spite of the fact that innovation has its benefits. The ascent of PC innovation, and particularly the Internet, has made the world a lot littler. A decent number of individuals put an excessive amount of dependence on innovation, overlooking that it is just an inst rument to an end, and not an end in itself. This inconspicuously to one side attitude overruns the present reality. This paper talks about the benefits of another attitude in the realm of showcasing, a distinct advantage of sorts, or what the board and business specialists term as the new worldview. This move has been long in coming, on the grounds that most supposed advertising specialists are themselves so captivated with their own thoughts, perspectives, and points of view it made it difficult for them to see the light of the day, in a manner of speaking. The whole promoting process has been compared by the writer of the book to a pipe which concentrated on securing rather than maintenance; this is the reason for â€Å"flipping† the pipe. Conversation The advertising capacity has been taken for allowed for such a long time that individuals make some enthusiastically memories attempting to brainstorm new things, or whether what they are doing is in reality right or not. It is an essential point of the creator, Mr. Joseph Jaffe, to show what number of time-regarded conventions in the craft of advertising had been off-base in any case, by wrecking a large portion of the suppositions or acknowledged insight in this essential piece of a business element. Individuals had constantly accepted promoting is a frantic exertion to consistently draw in new clients, this constantly new approaching crowd of purchasers, buyers, or clients will spare an organization over the long haul. The supposition must be somewhat right, in light of the fact that eventually, the purpose of immersion will came to and no new purchasers will come in. The financial downturn positively brought to the fore the numerous imperfections of past reasoning. It is a smart thought to consistently challenge the thinking, suppositions, or legitimizations in any training, regardless of whether in business or not. This is especially evident in the territory of showcasing, in light of the fact that so much time, cash, and exertion are used on the securing of new clients, however as the great creator had brought up, a considerable lot of these recently gained clients get disregarded once they made a buy and underestimated by the organization. These disappointed clients will before long leave if at any time there is another proposal by the opposition, showing their absence of dedication since they were not treated right by the past firm. It is just right that they leave, on the grounds that nobody ought to be in the awful situation of being a decent client and not given enough significance by a firm. In a genuine model or allegory, the downturn resembles a low tide, wherein shakes beforehand inconspicuous are presently presented for the viewing pleasure of anyone passing by. During elevated tide (or in great financial conditions), missteps, blunders, or wrong practices are not extremely material but rather a downturn powers firms to reconsider everything. The creator absolutely did a decent

Ridgway, Matthew Bunker

Ridgway, Matthew Bunker Ridgway, Matthew Bunker, 1895â€"1993, U.S. general, b. Fort Monroe, Va. A West Point graduate, in World War II he was made (1942) assistant division commander and then commander of the 82d Infantry Division. This became the 82d Airborne Division, and Ridgway jumped with his men in the invasions of Sicily, Italy, and France (1942â€"44). He later commanded the 18th Airborne Corps. Appointed (1950) commander of the U.S. 8th Army in Korea, he replaced (1951) Douglas MacArthur as commander of the United Nations forces in Korea and of the Allied occupation forces in Japan. In June, 1952, Ridgway succeeded Dwight D. Eisenhower as supreme commander of the Allied Powers in Europe and held that post until he became army chief of staff in Aug., 1953. He protested vigorously but unsuccessfully against the Eisenhower administration's overall military policy, which emphasized air and atomic power at the expense of the army and navy. Retiring from the army in June, 1955, with the permanent rank of general, Ridgway was (1955â€"60) chairman of the board of trustees of the Mellon Institute for Industrial Research in Pittsburgh. See his memoirs (1956) and book, The Korean War (1967). The Columbia Electronic Encyclopedia, 6th ed. Copyright © 2012, Columbia University Press. All rights reserved. See more Encyclopedia articles on: U.S. History: Biographies

The Causes of Subprime Mortgage Financial Crisis Essay

The Causes of Subprime Mortgage Financial Crisis By Jessica Tian Abstract The U.S. subprime mortgage crisis was a set of events that led to the 2008 financial crisis, characterized by a rise in subprime mortgage defaults and foreclosures. This paper seeks to explain the causes of the U.S. subprime mortgage crisis and how this has led to a generalized credit crisis in other financial sectors that ultimately affects the real economy. In recent decades, financial industry has developed quickly and various financial innovation techniques have been abused widely, which is the main cause of this international financial crisis. In addition, deregulation, loose monetary policies of the Federal Reserve, shadow banking system also play†¦show more content†¦These brokers have neither the credit skills nor the interest to conduct proper payment due of potential homebuyers. Their interest is only in selling the houses as fast as they can. The MBS instruments allowed all financial institutions to transfer the risks to other investors. The dissociation of owners hip of assets from risks encouraged poor credit assessment and was fundamental increasing the risks. 1.3 Collateralized Debt Obligations (CDOs) Collateralized debt obligations (CDOs) refers to a kind of innovative derivative securities product which simply bundling mortgage debt, bonds, loans and other assets together and then rearranging these assets into different tranches with different credit ratings, interest rate payments, risks, and priority of repayment to meet the needs of different investors. As borrowers began to default, investors in the inferior tranche of the CDOs took the first hit, so the owner of this tranche of CDOs may be riskier. In order to compensate for the higher risk, the subordinate tranche receives higher rate of return while the superior tranche receives lower rate but still nice return. To make the top even safer, the banks ensured it small fee called the credit default swap (CDS). The banks do all of the works so that creating rating agencies will stamp the top tranche since as a safe, triple A ratedShow MoreRelatedDeregulation Is The Underlying Cause Of The 2007 / 08 Financial Crisis1382 Words   |  6 Pagesderivatives. The Financial crisis in 2007-2008 brought the massive hurt to everyone in the world. The worldwide financial problem affected thirty million people loosing their jobs and cause many countries getting close to go bankrupt (Peah, 2014). This is the global issue that everyone should be consider of. The purpose of this essay is to determine if the deregulation was the underlying cause of the 2007/08 financial crisis. The essay argues the deregulation was the underlying cause of the 2007/08Read MoreFinancial Crisis And Its Effects On The World Economy1467 Words   |  6 PagesBetween the years of 2007 to 2008, the world was faced with a major financial meltdown with global market failures and economies in shambles. The emergence of subprime mortgages and the collapse of securitized derivatives led to much speculation of different causes. What was the root factor that led to the triggering of this financial crisis? This research conducts a comparative analysi s of my research and beliefs on the cause of the crisis contrary to other researchers’ conclusions. It is an aim to provideRead MoreTheu.s. Housing Market And The U.s. Financial Crisis1448 Words   |  6 Pagesbiggest global financial crisis. The impact of this crisis extended over the world, and the economies of many countries were damaged. Kawai stated that: ‘The ongoing global crisis has had a profound impact on the Asia and Pacific region, particularly on its exports.’ (2009:1) There were a lot of factors which brought about the crisis. Due to limited space, this essay will look at the U.S. housing market and the U.S. financial system, and discuss the increasing demand of the subprime market as theRead MoreFraud, Subprime Mortgages, And The Hidden History Of Financial Crisis Essay1573 Words   |  7 PagesFraud, Subprime Mortgages, and The Hidden History of Financial Crisis â€Å"Hell is empty, and all the devils are here.† -William Shakespeare (The Tempest, Act1, Sn 2) Financial and economic experts still disagree over the specifics of what caused the recession of 2008. The fraudulent activities which resulted from the subprime mortgage crisisRead MoreThe Mortgage Crisi- Cause and Effect1167 Words   |  5 PagesThe 21st Century Mortgage Crisis ENGL106 January 22, 2011 Abstract The 21st century mortgage crisis is certainly a key factor to the current financial catastrophe. There are multiple events that contributed to the downward spiral of the mortgage business. The crisis can be directly linked to the overzealous dreams of home ownership to the manipulation and failure of capitalism. What started out as mortgage bankers’ relaxed and deregulated approach to funding unqualified lenders has turnedRead MoreSubprime and Adjustable Mortgages1156 Words   |  5 PagesSometimes, when people buy a home for first time, they usually get subprime mortgage rates. Lenders grant these types of rates are to borrowers whom their credit history is not sufficient to get a typical mortgage. Sometimes, these borrowers have bad or even insufficient credit history. Subprime mortgages regularly offer loans that are interest only. These loans, that are â€Å"interest-only,† are easier for buyers to afford. When you get one of these loans, the lender does not requi re you to pay anyRead MoreThe 2008 Financial Crisis Essay1326 Words   |  6 Pagesintroduction The 2008 financial crisis led to a sharp increase in mortgage foreclosures primarily subprime leading to a collapse in several mortgage lenders. Recurrent foreclosures and the harms of subprime mortgages were caused by loose lending practices, housing bubble, low interest rates and extreme risk taking (Zandi, 2008). Additionally, expert analysis on the 2008 financial crisis assert that the cause was also due to erroneous monetary policy moves and poor housing policies. The federal governmentRead MoreThe Subprime Mortgage Crisis Of The United States Essay1575 Words   |  7 Pages The subprime mortgage crisis that took place in the united states was the start of events that led to the (2008) financial crisis, marked by a hike in subprime mortgage defaults and foreclosures. I seek to discuss in my paper the U.S. causes that eventually led to the subprime mortgage crisis. Like, low interest rates and housing prices, and how this eventually led to a localized credit dilemma in other financial regions that finally made a difference in the actual economy or the financial systemRead MoreThe Problem Of Global Financial Crisis1122 Words   |  5 Pagesreceivables and other financial assets are pooled together, with their cash flows or economic values redirected support payments on related securities.† â€Å"Securitization first emerged in the 1970s with the sale of securities backed by residential mortIn the 21st century, economic problems have incurred an increasing number of people s attention as the economic develop rapidly, and these problems are usually c aused by human themselves. For instance, the occurrence of Global Financial Crisis (GFC) in 2007Read MoreCauses of the Financial Crisis of 2008-20091736 Words   |  7 PagesCauses of The Financial Crisis of 2007-2009 According to our financial textbook â€Å" Financial crises are major disruptions in financial markets characterized by sharp declines in asset prices and firm failures† (Mishkin and Eakins 2012). In August 2007, defaults in mortgage market for subprime borrowers sent a shudder through the financial markets, leading to the worst U.S financial crisis since the Great Depression. Alan Greenspan, chairman of the Fed, described the financial crisis as a â€Å"once-in-a-century

Christianity, Islam, And Judaism - 1353 Words

Compare and Contrast essay: Christianity, Islam, and Judaism Introduction of Religions Christianity most widely distributed of the world religions, having substantial representation in all the populated continents of the globe. Its total membership may exceed 1.7 billion people. Islam, a major world religion founded in Arabia and based on the teachings of Muhammad, who is called the Prophet. One who practices Islam is a Muslim. Muslims follow the Koran, the written revelation brought by Muhammad. The Muslim world population is estimated at more than 1 billion. Islam is the quickest growing religion. Judaism is one of the world s oldest religious traditions. Pre-modern Judaism constituted (and traditional Judaism today constitutes) an†¦show more content†¦The fourth duty is the fast of the month of Ramadan. During the fasting month, one must refrain from eating, drinking, smoking, and sexual intercourse from dawn until sunset. The fifth duty is the pilgrimage to Mecca. Every adult Muslim who is physically and economically able to do so must make this pilgrimage at least once in his or her lifetime. Unlike the other two major religions Judaism evolved form the Israelites who didn t deny the existence of other gods for other nations, though they only worshipped one deity. Its deity was Yahweh, the god of the patriarchs, who was worshipped in a sacrificial cult centered in Jerusalem and later at sanctuaries in the north, where a rival Jewish kingdom was formed. Prophets who warned against the people s reliance on these temple cults saw themselves vindicated when both the northern and southern kingdoms were destroyed by foreign conquerors. The exile of the Judeans to Babylonia in 586 BC was a major turning point in Israelite religion. The prior history of Israel now was reinterpreted in light of the events of 586, laying the foundation for the traditional biblical Pentateuch, prophetic canon, and historical books. A truly monotheistic religion, called Judai sm, developed from these events. In 539 BC the Jews were permitted to return to Israel. Doctrines and Practices In Christian teaching,Show MoreRelatedJudaism, Christianity, And Islam992 Words   |  4 PagesJudaism, Christianity and Islam are three of the most recognized monotheistic religions worldwide. These religions are often referred to as the Abrahamic religions because of their history to the founding father, Abraham. Judaism, Christianity and Islam are closely related with varying differences. Christianity was born from within the Jewish tradition, and Islam developed from both Christianity and Judaism. We take a look at some of the major similarities and major differences of these widely practicedRead MoreJudaism, Christianity, and Islam1538 Words   |  6 PagesJudaism, Christianity and Islam Christianity and Islam are the most influential religions in the world. Judaism has only fourteen million followers across the continents which makes Judaism the 12th largest religion. Although Judaism is not as large as Christianity and Islam, It still has an impact on the world. Prophet Abraham is the called in Islam the father of all prophets and because of that, sometimes Christianity, Islam and Judaism are called Abrahamic Religions. There are many known differencesRead MoreJudaism, Christianity, And Islam1052 Words   |  5 PagesAubrey Fletcher 3/9/15 Humanities Professor Michaud 417868 Judaism, Christianity, and Islam There are roughly 4,200 different religions in the world today, among them the largest are Judaism, Christianity, and Islam. These three religions are more similar then one would think. Christianity is the largest religion in the world with 2 billion followers and are called Christians. Islam is the second largest religion in the world with 1.3 billion followers. They are called Muslims, which means â€Å"oneRead MoreJudaism, Christianity, And Islam875 Words   |  4 Pageshave believed in a higher power or powers. Christianity, Islam and Judaism, the three most dominant religions are no different. They are all Monotheistic meaning they believe in one sole higher power or God. Though they share this common idea and many other similarity, they have many distinct features of their own that make them different as a whole. Many past religions have believed in the idea of multiple gods, Polytheism. Judaism, Christianity and Islam believe in one Supreme creator, MonotheismRead MoreChristianity, Islam, And Judaism1636 Words   |  7 PagesChristianity, Islam, and Judaism All three religions believe and worship the same God but they do it in different ways. Judaism happens to be the oldest religion today but they don’t have an official creed. They aim to teach you about God, the Messiah, human beings, and the universe which makes Jewish beliefs very important to them. But it is important to understand that being Jewish is more of a race and culture than it is a religion. Some Jewish people may have no interest in Judaism. Judaism hasRead MoreJudaism, Christianity, And Islam1679 Words   |  7 Pages Completely Different but Surprisingly Similar Judaism, Christianity, and Islam are all three different religions that many may not think can even be compared. At a glance, the religions are derived from different locations, the members of the religions look and act different, and some of the widely known practices are what make the religions so distinct. However, they are more similar than most people think. In the core of the three religions, many of their beliefs and practices show to be extremelyRead MoreChristianity, Islam, And Judaism Essay1967 Words   |  8 PagesChristianity, Islam, and Judaism represent the three most influential religions in the world throughout history. Judaism is, however, not as widespread as both Islam and Christianity, but it still has a profound impact in the world. Judaism, Islam, and Christianity are also known as the Abrahamic religions because their history is traced to the ancient individual, Abraham who is first referred to in the Hebrew Bible. There are many similarities as well as some differences between these religionsRead MoreJudaism, Christianity, And Islam902 Words   |  4 Pagesmost famous three religions -People of the book- are Judaism, Christianity, and Islam. Judaism is the oldest organized religion in the world; however, it only has 14 million followers around the world most of them centered in North America and Israel. Christianity, came after Judaism and have two billion believers around the world, and that’s about one third of the world population. Finally, Islam came after Judaism and Christianity. Even though Islam came afterwards, it spread quickly around the worldRead MoreJudaism, Christianity, And Islam1016 Words   |  5 Pagesthat keeps many people going in life but at the same time, the same reason our world has so many problems and has been torn apart. Through studying the main tenets in call, Judaism, Christianity and Islam were analyzed for weeks. Christianity and Islam take the cake for the two biggest religions in today’ s population however, Judaism plays the smallest role. These three religions, although different, are easily able to be compared and contrasted because of all of the history and information we have attainedRead MoreJudaism, Christianity, And Islam1087 Words   |  5 PagesJudaism, Christianity, and Islam are among the best known and most widely practiced religions today, and have had enormous cultural, ideological, and historical impact on the peoples of every continent. Arguably more so than any other ideological systems, Abrahamic religion has been among the most influential forces in human history. The shared elements of their traditions have allowed them to develop in part through a multi-faceted dialogue with each other. These faiths, despite sharing a common

King Henry Iv Part One †Falstaff Notes Free Essays

Falstaff: J. Dover Wilson – Riot and the Prodigal Prince (1943) â€Å"No on†¦ can have missed the resemblance between Riot and Falstaff Falstaff serves 2 main roles in William Shakespeare’s King Henry IV Part One †¢Alternative father figure to Hal †¢The Vice (comedic representation) As a father figure to Hal, Falstaff’s influence is juxtaposed against that of Hal’s biological father King Henry IV. He influences Hal to steal and behave most inappropriately for a prince. We will write a custom essay sample on King Henry Iv Part One – Falstaff Notes or any similar topic only for you Order Now This influence offers comedic relief to the audience from the court aspect of the play and also provides a starting point/lifestyle from which Hal can develop. -Falstaff holds himself much above his setting, considering himself to truly be much greater than he really is he achieves this by such actions as partaking in witty banter with the prince while in the tavern as well as telling lies about heroic deeds he presumably achieved. Act 3 Scene 3 – line 10-15 Comic representation of Falstaff’s virtues -defends himself and by doing so highlights his misdeeds -swore little gambled no more than 7 days a week -went to a prostitute house not more often than every 15 mins -paid off his debts that he keeps burrowing -lived in a good moral compass Falstaff is associated with the Devil of the miracle play and the Vice of the morality play and misleads Hal in such a way as to provide amusement and to lower Hal’s standing to provide contrast to his rising and in such a way a s to allow for sympathy to his character but is also obvious to the audience â€Å"that the reign of this marvellous Lord of Misrule must have an end, that Falstaff mu be rejected by the Prodigal Prince,† (J. Dover Wilson) Shakespeare also uses Falstaff â€Å"in order to explain and palliate the Prince’s love of rioting and wantonness† â€Å"a devil†¦ in the likeness of an old fat man† a very different kind of poet, who imagined a very different kind of satin. J. Dover Wilson â€Å"Falstaff symbolizes, on the one hand, all the feasting and good cheer for which Eastcheap stood, and reflects, on the other, the shifts, subterfuges, and shady tricks that decayed gentlemen and soldiers were put to if they wished to keep afloat and gratify their appetites in the London underworld of the late sixteenth century. † How to cite King Henry Iv Part One – Falstaff Notes, Essay examples

Small Business vs Big Business free essay sample

Big Business Starts as Small Business Software to support a growing enterprise There are two certainties in life death and taxes. While both are unavoidable, at least the taxes issue can be managed. But managing taxes, and business finances in general, takes detailed information. Considering how most small businesses get their start in accounting for their business operations, it is not surprising that information gathering becomes one of the most time -consuming and frustrating tasks around tax time. Fixing the problem from the beginning and keeping a system with the detailed ata you need on an ongoing basis is the key to avoiding the rush and to building a business information framework that spans the life of the business entity. In order to understand how to solve the problem, it is important to understand the evolution of business accounting. Not how the concepts or practices have evolved, but how technology has (or has not) been applied to certain problems, and where the gaps are. We will write a custom essay sample on Small Business vs Big Business or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Just starting out the business in infancy The first things a new business owner generally does is get a business license, get a computer, and run down to the discount store to buy a copy of QuickBooks or maybe Microsoft Excel. Now, this business owner isnt necessarily prepared to properly handle the accounting for the business, but he understands that he has to do something. Keeping a check register, at the minimum, lets him know how much money is in the bank. And thats what its all about for the small business person cash flow and cash availability. But the focus on the checkbook frequently causes the business to postpone implementing deeper, more beneficial processes. With a focus on the checkbook, the business manages cash by counting payments out and receipts in. But the nature of the payment or the receipt is the true question that must be answered and accounted for. It is surprising how many businesses still keep ledger cards those manual 35s in a box where customer and vendor information is kept. It is a simple method, and provides the business a way to keep individual account records. But the fact that this detail information is not part of an integrated system creates a greater potential for lost or inaccurate data. Further, the greater the volume the more difficult and error-prone managing the information becomes. Insynq, Inc. 2005 Page 1 of 5 Appgen Business Software It is at this point that the business seeks to find a more comprehensive means to manage the additional business data. This is another buying decision the business owner must m ake, introducing a new system which can handle the additional etc. The business was already keeping track of products or services, customers and vendors. But here we are at a step where new systems and processes must be introduced. A belated effort, this after-the-fact implementation of customer, vendor and item tracking, establishes the means to manage more business activities as part f an integrated system. The difficulty comes in loading the historic information and learning new systems . Depending on volume, the quality of the manually-kept data, etc. , it may be determined that historic transaction details are not to be entered. So, the business moves forward with a better system for managing business activities and data, but loses the value of the early transaction detail. The next steps handling volume and growth The business has implemented an accounting system which helps to keep track of customers, vendors, items, and cash. More detailed processes are introduced as the usiness requirement grows offering perhaps more specific information on costs of certain products, or summaries of customer purchases or item sales activity. This data provides a much mo re informed basis for business decision- making, but also impacts the systems as the volume of data to be managed grows. Growth may present itself in many ways growth in the number of products or services offered, growth in the number of transactions processed regularly, growth in the dollar value of transactions, or growth in the number of employees who need access to the system. All of these areas impact the ability of the system to continue to support the business requirements. Quite frequently, a certain density of data is reached and the current system is not able to efficiently manipulate and manage the volume. Here again is another buying decision. Can the existing system be expanded to handle the additional volume? Or must a new system yet again be introduced? The business process requirements may not have changed, but the earlier choice of systems may cause a forced change simply due to business volume or number of users. The frustrations of changing business systems are compounded the further into the usiness lifecycle the change comes. Much of the historic intelligence of the business is derived from the earlier days of the business; data which reflects the stages and activities of the business over time. When a business reaches a point where data volumes force a systems change, a worst-case scenario occurs: The volume of historic data is too great for the current system, and loading it into a new system Page 2 of 5 takes a huge amount of time and effort. Unfortunately, this task often proves too daunting for the company, so again valuable historic detail information is lost and ummary information is loaded into the new system. As the business matures and in order for the business to mature in a healthy manner specific and detailed information must be captured and analyzed. Systems which take a broad view of the business, offering only general information and process support, frequently do not supply the business with the levels of intelligence truly required. For example, a manufacturing business needs to fully understand and manage the manufacturing processes and materials supply to ensure profitability and consistent product quality. A retailer needs to know which products sell in which arkets in order to ensure product stock and availability to key customers. And all of this information is time-critical if the business is to make necessary adjustments in time to benefit from them. This level of detail can only come from a system which incorporates a certain specific orientation towards the operational processes of the business. The fact of selling a product to a customer is an activity which gets recorded, but the additional details of the customer location, pricing levels, purchasing levels, salesman, inventory item, and warehouse location tell the rest of the story. Over time, the business owner can then better understand customer purchasing habits, inventory item turnover, supplier dependencies a wealth of business intelligence. This data is then used to assist the business owner or management in determining the specific activities or actions necessary to keep the business moving forward and improving performance. In the end, it is the demonstration of well-defined processes, deep insight into the business operational metrics and financial performance, and the ability to effectively and accurately report on this information that creates a basis for proveable business value. There is One When looking at the business accounting and finance systems available in the market particularly considering those which have earned a level of market share there are visible gaps big ones. This is clearly reflected in the numbers, where Intuit QuickBooks leads in the small business market, but has no reciprocal in the midrange or enterprise markets. QuickBooks fits into that early space, where the business is Just starting out and, maybe, extending into keeping more detailed customer, vendor and item information. MS Excel is also a winner for very small and ew businesses, as the spreadsheet is a simple and easy solution to creating an electronic check register. But there comes a point where a business has Page 3 of 5 requirements that extend beyond the ability of the small business software. Sometimes, the mere thought of change is so abhorrent (usually based on a bad initial implementation experience) that the business attempts to use the software far beyond what it was built to handle. Other application makers offer systems that have capabilities to handle the growing business. These systems, too (such as Peachtree, MAS2000, etc. have a great potential to be outgrown, and can be costly implementations which handle only a portion of the business lifecycle. Larger, module-based systems (such as Great Plains, Oracle, etc. offer a broad range of functionality, integration, and data management capability. They typically address more and more detailed business processes, and can scale to very large sizes. But the cost and complexity of these systems is often the barrier, and given that there is no clear seed product (small business version of the big business software), the upgrade path is unclear and problematic. Microsoft is seeking to impact this area, preparing to offe r a small business accounting system which would in concept seed to the much larger Microsoft Business Solutions applications. Given the huge gap between the typical small business system and the upper-levels in the MBS catalogue the transition from very small to very large is not likely to be made in the single step Microsoft may envision. Each stage of business requirement typically drives to a buying decision. This buying decision is met with anxst, as considerations include not only cost, but data conversion vs re-loading, new process or system esign and setup, user training, proofing the system (running parallel? ) and a host of other issues, not the least of which is the business benefit to be derived. All the anxst, the frustrations, and the repeated buying decisions can be avoided. There is a system which scales from the very small business to the very large business and that has been proven in high availability, high performance, large volume systems for over 25 years. And this system offers flexibility ease of use for the new or small business user, a broad range of feature-rich and functionally powerful business and inance applications, and a comprehensive development tool to allow even the most complex business requirement be crafted as part of the system. And the best feature is the database which grows with the business throughout the business lifecycle. Information is power, and this system provides you with the ability to capture all your valuable business information from the inception of the business through growth and on to maturity. Page 4 of 5 The system is from Appgen. For the small business, its the MyBooks Professional system, offering a broad range of functionality within an easy-to-understand nterface. Simple flowcharts help describe the accounting process, and assist new and novice users with effectively managing business activities within the system. As the business requirements increase, the MyBooks Pro suite of applications may be customized, or may be replaced with the full-featured modules from the Appgen Custom Suite of applications. The database is the same, however, so there is no loss of any level of data or detail. As the business needs more specific functionality to modifications to standard applications, or to create completely new customized pplications, designed and suited for the unique and particular requirements of the business. Again, the database is the same, but may be extended to capture any number of additional data elements desired. Appgen offers the business a single buying decision: a single database; a clear application migration path; and a way to taylor the system to meet specific business needs. And for the cost, there is no comparable alternative. Visit wrww. Appgen. com and discover the only accounting system your business will ever need. Always-on Technologies, powered by InsynQ wrww. Appgen. com 866-206-1781 Page 5 of 5